Group Health Insurance in San Jose CA & Santa Clara CA
Benefits that Keep your Employees Happy
Optima Insurance Services LLC provides group health insurance to businesses in San Jose, Santa Clara, Cupertino, Saratoga, Los Gatos, Sunnyvale, and surrounding areas.
As an employer in today’s business world, Optima Insurance Services LLC knows how important it is to provide health insurance to the most valuable asset of your business – your employees. By providing each employee with a plan that meets his or her expectations, it can help your business lower turnover and keep a staff that’s healthy and insured with peace of mind.
At Optima Insurance Services LLC, we’re proud to offer a variety of group health Insurance plans for small to mid-sized businesses – for quality assurance and additional benefits. Our health insurance specialists will work with you one-on-one to develop a group plan that’s not only affordable, but complements your business’s needs.
Which Plan is Right for your Business?
Group health insurance plans typically include either indemnity plans, such as Fee-for-Service (FFS), or managed care plans, including: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point-of Service (POS).
The major difference between Indemnity and managed care plans is the types of providers, choices of doctors and physicians, out of pocket expenses, and medical bill payments.
Since group health insurance options vary from state to state in coverage options and benefits, as well as the size of your business, it’s important to discuss your business’s Health Insurance needs with a specialist at Optima Insurance Services LLC who can help you find a solution that’s ideal and feasible for you and your employees.