Medical Expense Insurance in San Jose CA & Santa Clara CA
Keep Your Medical Service Needs Covered.
In the event that you or any of your loved ones get injured or become ill, you’ll need a policy that prevents you from paying high out-of-pocket expenses for medical services. With the right coverage, you can achieve peace of mind knowing that you’re appropriately protected.
At Optima Insurance Services LLC, we can offer Medical Expense Insurance to prevent you from feeling the burden of high-priced medical costs. We know that after a hospital visit or a procedure, the last thing you’ll want to experience is paying bills that you cannot afford.
Types of Medical Expense Insurance
There are typically two types of policies: Basic Medical and Major Medical Expense.
Basic Medical Expense policies offer coverage for standard hospital, surgical, and physician expenses. It works to insure certain types of hospital visits/stays, surgery for specific types of procedures, and common physician fees.
Major Medical Expense policies are for covering expenses that take over when the limits of a basic insurance plan have been exhausted. This typically involves more catastrophic situations over basic injury or illness.
To find out more, please contact Optima Insurance Services LLC today. One of our helpful Health Insurance specialists will work with you to create a Medical Expense policy that fits the needs of you and your family.